Be careful some people have broken their SD card slot and there have been a number of documented repairs using Poundland SD card readers as a source for the replacement card holder.
Also some have experimented taking the oppertunity of a broken card holder to chance it to a micro sd version.
If you are not up to the soldering involved or are just plain frightened of tweeking the contact fingers then technically you have a broken RPi and would be valid in seeking a replacement.
Noob is not derogatory the noob is just the lower end of the noob--geek spectrum being a noob is just your first step towards being an uber-geek
If you find a solution please post it in the wiki the forum dies too quick