To the OP: I don't think 45C is too much for RPi to operate in, but if you feel like it you should get by with just using passive cooling. You could just get a regular CPU cooler and remove the fan from it, that would already be plenty for RPi. Especially if you get one with copper heatpipe or two.
In fact I personally would prefer passive cooling anyways over active cooling in your situation: garages tend to get dusty so the fan could eventually grind to a halt due to dust, or due to it losing its bearings, and since it sounds like you plan to place it so that you don't always keep it on eye it could overheat before you notice that the fan isn't operational anymore. Ie. passive cooling is more reliable, it doesn't require you to keep an eye on it. Not to mention it also consumes less energy.
Something along the lines of
http://img.diytrade.com/cdimg/.....or_AMD.jpg should be plenty and as you can see, you can remove the whole fan by just taking off the 4 screws located at corners.
If you were really paranoid about it you could use
http://www.legitreviews.com/im.....ds_001.jpg or similar, but then you'd really have to be careful about how you place it: it weighs so much that it could bend or break your RPi board if the board has to support all that weight.