I managed to find a reference to mounting FAT32 with read and write privileges.

$ sudo mount -t vfat -o uid=pi,gid=pi /dev/sda1 /media/usbhdd

(Change 'sda1' to whatever your drive name is and '/media/usbhdd' to where-ever your mount-point is)

I am in the exact same boat. I'm a Newb I have successfully set up my new PI as a Torrent Seed-Box using Deluge and following some easily understood instructions. I was quite surprised that everything has actually worked. I can port into the Pi/ Deluge thin-client from my network and from an outside...